Interview brief · prepared 22 August 2026

SilverFern Digital, final round with the founder

When
17:30 ISTSat 22 Aug, 20 minutes
Who
Chetna ChadhaFounder & CEO. Vishal is optional on the invite
Link
meet.google.com/aae-cwdv-rynRe-check the invite 10 min before
On the table
₹1,20,000 / month6-month contract, in hand

Know your room

You are not meeting a Dubai agency owner. You are meeting a New Zealand SaaS product manager.

Chetna Chadha founded SilverFern after roughly a decade in New Zealand. This single fact should reset how you pitch, because almost nothing about her background rewards the register you would normally use with an Indian agency.

What her background isWhat it means for the next 20 minutes
Product Manager, Applications Delivery at nib New Zealandnib is a health insurer. She has shipped health products and understands clinical and claims complexity. Your N1 Care work is the strongest bridge you have to her, stronger than anything visual.
Previously Xero, SnapComms, AccordoXero is serious SaaS. She reads enterprise product fluently, so Riskabilitie will land without you having to explain what GRC is. Do not oversimplify.
Product and delivery, not designShe will not grade your pixels. She grades whether you ship on time, hold your own in front of a client, and cause her no problems. Lead with ownership and delivery, not craft.
New Zealand working cultureDirect, flat, low ceremony. Be plain and confident. Do not over-defer, do not call her ma'am, do not pad answers. Short honest answers beat polished long ones.
Named the company after the silver fernA small, human, true detail. If the moment is right, it is a warm thirty-second opener. Do not force it.

The company, in one breath

UAE-born design and technology firm, HQ in Prism Tower, Business Bay, Dubai. Offices in Dubai, San Diego, Pune and Melbourne. They position hard on AI-accelerated delivery, including an app builder that claims a two-week MVP. Their named client roster is serious: Emirates, FlyDubai, Sobha Realty, Omniyat, Modon, Lulu. Case studies include Propeze, a UAE property platform, and VerifyBuy.

Two useful observations. Their site still shows placeholder 0+ team and project counters, which suggests a lean or fast-moving team rather than a large one. And their AI-first delivery pitch is a direct match for how you already work with Claude Code and the Figma MCP. That overlap is your single best differentiator on this call, and almost no other candidate will have it.

Time budget

Twenty minutes is a decision, not a portfolio review

This is the whole tactical point. At twenty minutes, you cannot present three projects. If you try, you will run out of clock before you ask about scope and money, and those are the two things that actually matter today.

Green is the only part you control the content of. Gold is the part you must not let get squeezed.
  1. 0:00–2:00
    OpeningShort. Who you are, five years, healthcare and enterprise SaaS, and that you build as well as design. Stop talking at ninety seconds.
  2. 2:00–9:00
    Her questionsLet her drive. She is qualifying for reliability and client-facing confidence. Answer, then stop. Do not fill silence.
  3. 9:00–14:00
    Your work, one project properlyRiskabilitie. Then a thirty-second flash of Frabruary if the energy is there. Keep the mobile app in a tab as a reserve.
  4. 14:00–19:00
    Your questionsScope first, then contract, then money. If she has not brought up money by minute sixteen, you bring it up.
  5. 19:00–20:00
    CloseConfirm interest plainly, ask what the next step and timeline are, and ask when you can expect the written offer.

Raise these, carefully

Three things you should not leave the call without settling

None of these are confrontations. All three are the kind of question a senior person asks and a junior person does not, so asking them well actually raises your value in the room.

Flag one · the biggest

You were hired as a UI/UX designer. You are being deployed as a graphic designer.

The job description says end-to-end product design: user flows, information architecture, wireframes, high fidelity UI, design systems, web and mobile. What you have been told is that you will sit with a real estate client as a graphic designer. Those are two different crafts and two different career tracks.

Six months of real estate marketing collateral does not read as product design on a CV, and you are mid-search for a product design role. This is the single highest-cost misunderstanding available to you today, and it is very possibly just a loose word from a business development conversation rather than the actual plan.

"Just so I set myself up correctly from day one. The job description is end-to-end product design, flows and design systems across web and mobile. What I have understood about the first engagement is that it is closer to graphic and brand work for a real estate client. Can you help me understand what the actual day-to-day split looks like?"
Flag two

Who do you actually report to, and can you ever show the work?

Working through SilverFern for a client means two layers of confidentiality: theirs and the client's. You have already lived this. Most of your CodeBuddy work is locked behind NDA and cannot go in your portfolio, which is a real reason your search is harder than it should be.

Ask for a portfolio or case-study clause in writing, even a limited one, such as permission to publish an anonymised case study after the engagement ends. Ask now, while you have leverage. After signing, you have none.

Flag three

Six months is not a job. Keep applying.

Contract roles of this length routinely carry a fifteen or thirty day termination-for-convenience clause, which quietly turns a six-month contract into a thirty-day one. Ask what the termination notice is on both sides.

Whatever happens today, this does not end the job search. Your runway is one to two months and a six-month contract with no guaranteed extension does not change that arithmetic. Keep the daily applications running.

Inbound

What she is likely to ask, and the angle to take

Her questionYour angle
Tell me about yourselfNinety seconds, three beats. Five years across healthcare, enterprise SaaS and consumer. Sole or lead designer on most of it. You design and you build, in Framer and React, so handoff is not where your work stops.
Why did you leave CodeBuddy?Plain and unbitter. You wanted to own products end to end rather than rotate across seven client accounts. Do not criticise them. She runs a client-services business, so complaining about client work is a self-inflicted wound here.
Why are you open to a contract?Be honest without sounding desperate. You are looking for work you can go deep on, you already work as a contractor on Upwork, and a six-month engagement with a real client roster is a fair way for both sides to test the fit.
How do you work with clients directly?This is the one she cares most about. Use N1 Care: a US client, remote, 787 logged hours across five months, ten modules from concept to production, and an 80-plus component design system. Direct client relationship, no manager between you.
Can you handle multiple projects at once?Seven client products at CodeBuddy, concurrently, plus a team of three designers you led at Consult Anubhav. State it as fact, not as a boast.
What is your experience with design systems?N1 Care: 80-plus components, 64 icons, 86 documented colours, 45 chart types, 26 documentation files. Then the part most designers cannot say: you helped implement it in code with the Figma MCP, which cut development time by roughly half.
Anything about AIDo not be modest here. This is their whole positioning and it is genuinely your edge. You use Claude Code and the Figma MCP daily and you have shipped roughly twenty-five live products this way. Offer to show one.
Are you comfortable with IST 10 to 6:30?Yes, without qualification. That is already your working window and Dubai is only ninety minutes behind you.
When can you start?Immediately. Last working day was 22 May.
What are your expectations?See the money section. Do not answer this one casually.

Outbound

Your questions, in the order to ask them

You will realistically get through five or six. The ones marked in red are the ones to protect if the clock runs short.

Scope and the actual work

  • Must askWhat does the day-to-day actually look like on this first engagement, and how much of it is product design versus brand and graphic work?The flag-one question. Ask it early, warmly, as someone planning their first week.
  • Must askWho is the client, and is there a site I can look at before we start?You have been told Iron Real Estate. I could not verify a Dubai company by exactly that name, so get the spelling and the website from her directly.
  • Who reviews my work day to day, you and your team, or the client?Tells you whether you have design leadership above you or are alone on the client site.
  • Is there an existing design team at SilverFern I would be part of, or would I be the design function on this account?Their site counters are still placeholders, so team size is genuinely unknown. This is a fair, neutral way to find out.
  • What does a good first ninety days look like to you?Founders love this question and her answer tells you exactly how you will be judged.

The contract itself

  • Must askWhich entity would I be contracting with, the UAE company or the Pune one, and in which currency am I paid?Changes your tax position, your paperwork and your payment rail. A Dubai entity paying an Indian contractor means foreign inward remittance and a bank certificate each time.
  • Must askWhat is the termination notice on each side?A thirty-day convenience clause makes "six months" cosmetic. You need to know before you sign, not after.
  • What is the invoicing and payment cycle, and what is the payment date?Contractors get paid late. Pin the date now.
  • How many paid days off are there across the six months?Contracts often have none, which means every sick day is a pay cut. Better to know the number than assume one.
  • Is there an exclusivity clause, and am I free to keep my existing freelance clients outside working hours?You run Upwork and Aetis alongside this. A blanket exclusivity clause would quietly shut both down.
  • Who provides the Figma seat and tooling?Small, but a full seat versus a viewer seat changes what you can actually do.
  • Would there be room for a case study, even anonymised, after the engagement?Flag two. Ask before signing.

Where it goes next

  • If this goes well, what does extension look like, and is that a decision made at month four or month six?Better than asking "will it be extended". It assumes the extension and asks about the mechanics, which is a more confident frame.
  • You have a Pune office. If a contract converts to full time, would that be onto the India entity's payroll?This is the sharpest question on the page. It shows you did real homework, and it makes conversion a concrete operational question rather than a vague hope.
  • Has anyone joined SilverFern on a contract and converted before?Her answer, and how quickly it comes, tells you whether conversion is real or a recruiting line.
  • If the fit is good, is there scope to move onto product work for your own platform rather than only client accounts?Plants the flag that you want product work. Even if the answer is no, she now knows what keeps you.

Compensation

The number on the table is lower than it sounds

₹1,20,000 a month in hand looks like a match for your last package, which is exactly why it was framed that way. It is not a match, because a contract rate and a salary are not the same instrument.

What the offer really isFigure
Monthly, in hand₹1,20,000
Total value of the six-month contract₹7,20,000
Annualised equivalent₹14,40,000
In dollars, roughly$1,370 / month
Hourly, at a standard 160-hour monthabout $8.60 / hour
Your own proven contract rate on N1 Care$20.00 / hour

That last pair of rows is your strongest and most defensible card. You billed a US client twenty dollars an hour for 787 logged hours, with a signed contract on file. This offer is under half that rate, for a Dubai firm whose named clients are Emirates and FlyDubai. You are not being asked to work at an India rate for an India client. You are being asked to work at an India rate for a Dubai client roster.

What a contract costs you that a salary does not

No employer provident fund contribution. No gratuity. No paid leave, so every day off is an unpaid day. No health insurance. No notice protection or severance. You supply your own machine, internet and power. Roughly ten percent will be deducted at source, and your filing changes from salary to professional income. Ask a CA before you sign, particularly about presumptive taxation and about whether this contract plus your Upwork income takes your total turnover past the GST registration threshold. I am not the right source for that and you should not rely on me for it.

The ask

StepNumber
Open here₹1,50,000 / month
Realistic landing zone₹1,35,000 to ₹1,40,000
Structure to offer if she cannot move the base₹1,20,000 now, reviewed at month three
Walk-away floor, your calldecide this before 17:30

Decide your floor before the call starts. Negotiating without a number you have already committed to is how people accept things in the moment and regret them on Monday.

"Vishal mentioned one lakh twenty. I want to be straightforward with you rather than dance around it. My last package was fourteen lakh as an employee, with provident fund, gratuity and paid leave on top, and my most recent contract work billed at twenty dollars an hour. A contract rate has to carry the things a salary carries for me, so at one lakh twenty this is effectively a step down. One fifty a month would make it a clear yes from my side. If the base is fixed for this engagement, I am open to starting here with a review at month three, as long as that is written into the contract."

Three rules while you say it. Say the number and then stop talking, because the silence after a number is where it gets accepted. Never apologise for the ask or soften it with "but I am flexible" before she has responded. And do not accept anything verbally today. Ask for it in writing and say you will confirm within twenty-four hours, which costs you nothing and buys you a night to think.

The five minutes of work

Open every tab before you join

Your instinct to show the mobile app, Riskabilitie and Frabruary is right on content and wrong on volume. All three map cleanly onto the job description, but three projects will eat twelve minutes and you do not have twelve minutes. Load all three, present one.

LEAD

Riskabilitie · 4 minutes

Enterprise GRC platform, five months, co-led. It is the right lead for three reasons: the case study is already public so there is no confidentiality risk, it is dense enterprise SaaS which is the register Chetna reads best after Xero, and it lets you talk design systems, which the job description lists as a must-have. Tell it as a decision, not a tour. One problem, one thing you chose, what happened.

FLASH

Frabruary · 45 seconds

Nineteen Framer builds in nineteen days, live at frabruary25.framer.website. The job description lists micro-interactions and interactive prototyping as good-to-have, and this answers it faster than any explanation could. It is a live URL, so it loads instantly and there is no confidentiality question. Show it, say the line, move on.

HOLD

The mobile app · only if asked

Keep it loaded in a tab and only open it if she asks specifically about mobile. Two cautions. Most CodeBuddy work is under NDA, so check what you are opening. And if you screen-share Figma, share a single clean page rather than the whole file, so client names, comments and internal pages stay out of frame.

Before you join. Close Slack and WhatsApp. Quit anything that shows notifications. One clean browser window with the bookmarks bar hidden. Figma already open on the exact frame, in presentation mode. Test the screen share on yourself once. Have a glass of water and this page open on your second screen. Re-check the Meet link against the invite, because the last agency you interviewed with reissued theirs and changed it.

You have five years, a signed contract with a US client at twenty dollars an hour, and roughly twenty-five shipped products behind you. You are not asking her for a favour. You are deciding whether a six-month contract at half your proven rate is worth your next six months. Sit in the conversation like that is true, because it is.